Total Access Account

Right for you if: 

  • You’re looking for a flexible, convenient Checking Account

  • You need unlimited Internet and Mobile Banking

  • The Total Access Account offers you 24-hour-a-day access to your money through multiple channels. Benefits include: 

  • Flexibility and convenience: Up to 12 debit transactions1 included every month

  • 24-hour access to your money: Use your ScotiaCard Mastercard Debit to access your funds anytime — through Point of Sale debit machines, Internet and Mobile Banking, and ATMs worldwide

  • Easy record keeping: Keep track with monthly statements

  • Fees and Terms


    $8 monthly fee


    12 debit transactions through any channel included


    Unlimited electronic transfers between accounts

    With the Total Access Account, you get unlimited electronic transactions between Scotiabank accounts, and up to 12 debit transactions through any channel every month for only $8 a month1, plus:

  • No charge for deposits

  • Convenient access to your money through multiple channels: in-branch, by ATM or check, through Internet and Mobile Banking, and by shopping using your ScotiaCard Mastercard Debit

  • Checking privileges

  • Monthly statements for your records

  • Additional Information

    Compare Accounts and Fees

    Scotiabank's Automatic Savings Plan (ASP) can help you save for a specific goal over a period of time by making regular, automatic contributions on your behalf.

    An ASP automatically deducts a specified amount on a regular basis from your Checking or Savings Account, and deposits it directly into your destination account.

  • You can choose to invest weekly, bi-weekly, monthly, quarterly, semi-annually, or annually

  • Scotiabank will automatically transfer the money into the Scotiabank account you choose

  • You can change how much and how often you contribute at any time, or cancel the service by advising us in writing

  • By making regular contributions, you build your savings while earning a real return on the amount already contributed. As a result of this compounding, your portfolio has the potential to grow faster than if you made a single lump-sum contribution. 

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